Wednesday, December 30, 2015

INTEREST FREE WINDOW EXPECTED SOON IN EXISTING BANKS IN INDIA

V.M. Khaleelur Rahman

Indian Centre for Islamic Finance (ICIF) has issued a Press Release welcoming the Reserve Bank of India Committee recommendation on interest free window in existing banks.

The Press Release issued by Mr. Unais Aneesudheen, Operations Manager, ICIF, says that on 16th September 2015 RBI Committee headed by Mr. Deepak Mohanty invited Mr. H. Abdur Raqeeb, General Secretary, ICIF, to interact with the Committee at RBI headquarters at Chennai along with other stakeholders and ICIF submitted a detailed memorandum to the Committee which included the introduction of interest free windows in the banking for the financial inclusion of the minorities and the marginalized which was accepted by the Committee.

The ICIF report had highlighted that the central concept of interest free banking and finance is justice and it will be achieved mainly through the sharing of risk without involving interest.

The ICIF is hopeful that the Reserve Bank of India and Government will accept the recommendation and open the interest free window in the banking sector very soon. It feels that it will be helpful to a large section of the society, which is keeping itself away from the existing conventional interest based banking system due to their religious faith and belief, in accessing financial products and services.


Sunday, December 6, 2015

Chennai Leather Market - December 2015

CHENNAI LEATHER MARKET

V.M.Khaleelur Rahman

Activities in Chennai leather market are very slow due to unprecedented lashing heavy rains and slowed down overseas interest. Only few exporters of leather and leather products are in the market covering their urgent requirements to complete their outstanding contracts. Prices payable are further reduced and small tanners are in a tight corner. However tanners’ quotations are at around the following prices:

E.I. Tanned Goat Skins

4/6 sq. ft. Run Rs.85, Fifth Rs.75, IF Rs.65 and LIF Rs.55
4/6 sq. ft. Lining Rs.45
5/8 sq. ft. Run Rs.90, Fifth Rs.80, IF Rs.70 and LIF Rs.60
5/8 sq. ft. Lining A & B Rs.50
4/6 sq. ft. Run & Fifth combined Rs.60 and IF & LIF combined Rs.55
4/6 sq. ft. All Suede Rs.50
5/8 sq. ft. All Suede Rs.55

Even in raw skin centres throughout the country market continued to be slow and activities lacklustre. It is difficult to quote the prevailing prices as they differed from place to place depending on quality and selection. Generally speaking the prices of raw goat skins are ruling at around Rs.140 and 200/ per piece. But in centres like Salem and Modachur in Tamil Nadu prices are much higher. Some top class tanners buy only high grade skins paying higher prices.

EXPORT CONTRACTS

Overseas business also continues to be difficult in bulk quantities. Some goat upper and lining contracts are taking place at around US$2.50 and 1.60 per sq. ft. respectively. All Suede is also slowly on the move. However some leading exporters seem to have sold their different high quality cabratta, upper and lining articles at much higher prices.

Exporters are quoting at around the following prices:

                                                         S/C OR F/C GOAT LEATHERS

Material
Size/sq. ft.
Substance
Selection
Price US$ per sq. ft. C&F
Goat upper leather
4/7
0.6/0.8 mm
ABC
2.60
Goat milled leather
4/7
0.6/0.8 mm
D/E
G/H
1.75
1.65
Goat suede leather
4/7
0.6/0.8 mm
All Suede
2.40
Goat lining leather

3/5 or 4/7
0.5/0.7 mm
TR-1
TR-2
TR-3
1.70
1.60
1.50
6/9
0.6/0.8 mm
TR-1/2/3
1.70
                                             
                                                     F/C SHEEP LEATHERS

Material
Size/sq.ft.
Substance
Selection
Price US$ per sq. ft. C&F
Sheep upper leather
4/7
0.6/0.8 mm
ABC
2.70
Sheep Upper leather
6/9
0.8/1.00 mm
ABC
2.80
Sheep lining leather
4/7
0.5/0.7 mm
TR-1/2/3
1.60
Sheep lining leather
5/8
0.6/0.8 mm
TR-1/2/3
1.70

As far as business with Japan is concerned, activities are very slow. Only patchy business is taking place mostly in F/C sheep Rejection at around JY 140 per sq. ft. There seems to be no buyers for higher selections. However one or two business in small quantities has taken place in S/C sheep upper leathers. Exporters are endeavouring their best to market their goods.  

Quotations of exporters are as follows:

S/C sheep upper leather

6/9 sq. ft. ABC JY 265 per sq. ft. C&F
5/7 sq. ft. ABC JY 250 per sq. ft. C&F
4/7 sq. ft. ABC JY 240 per sq. ft. C&F

F/C sheep suede leather

All Suede 6/8 sq. ft. JY240, 5 sq. ft. and up JY230 and 4/7 sq. ft. JY225 per sq. ft. C&F

F/C sheep lining leather

TR-Lining 4/7 sq. ft. JY140 and 5/8 sq. ft. JY150 per sq. ft. C&F
The decline in the growth and export of leather and leather products during the past more than 6 months is worrying everyone in the industry.

(Writer’s e-mail id: vmk1234@yahoo.com)


Sunday, November 1, 2015

Chennai Leather Market - November 2015

CHENNAI LEATHER MARKET

V.M. Khaleelur Rahman

The Chennai leather market continues to be almost the same without any change for the better. Tanners who are regular suppliers to some important exporters of leather and leather products say that the present prices are not workable at all for them.

E.I. Tanned Goat Skins:

It is learnt that some business has taken place at around the following prices:

5/8 sq. ft. Run Rs.90, Fifth Rs.80, Inf. Fifth Rs.70 and LIF Rs.60 per sq. ft.
4/6 sq. ft. Run & Fifth combined Rs.65 and Inf. Fifth & LIF combined Rs.57 per sq. ft.
4/6 sq. ft. Suede Rs.52 and 5/7 sq. ft. Suede Rs.55 per sq. ft.
4/6 sq. ft. Lining Rs.45 and 5/8 sq. ft. Lining Rs.47 per sq. ft.
Local Rejection Rs.27 and Langda Rs.23 per sq. ft. and some better varieties have fetched higher prices.

Raw Goat Skins

Raw goat skins as all other items are slow in movements. Prevailing prices are at around the following prices per piece:
Miraj - between Rs.200 – 250
Mumbai - between Rs.150 – 175
Vijayawada – between Rs.120 – 140
Kadapa – between Rs.160 – 170
However Qurbani raw skins accumulated by some dealers were sold at much higher prices depending on quality and selection.

Export Contracts

It is learnt that some big exporters have sold upper and lining leathers at almost unchanged prices. However small exporters find it difficult to get export orders as overseas demand is limited.

Exporters are quoting as follows:

                                S/C OR F/C GOAT LEATHERS

Material
Size/sq. ft.
Substance
Selection
Price US$ per sq. ft. C&F
Goat upper leather
4/6
5/8
0.6/0.8 mm
0.7/0.9 mm
ABC
2.40
2.50
Goat milled leather
4/7
0.6/0.8 mm
D/E
1.75
Goat suede leather
4/7
0.6/0.8 mm
All Suede
2.30
Goat lining leather

3/5 or 4/6
0.5/0.7 mm
TR-1/2/3
1.55
5/7
0.6/0.8 mm
TR-1/2/3
1.65

                                                     F/C SHEEP LEATHERS

Material
Size/sq.ft.
Substance
Selection
Price US$ per sq. ft. C&F
Sheep upper leather
4/7
0.6/0.8 mm
ABC
2.70
Sheep Upper leather
6/9
0.8/1.00 mm
ABC
2.90
Sheep lining leather
4/7
0.5/0.7 mm
TR-1/2/3
1.70
Sheep lining leather
5/8
5.5 and up
0.6/0.8 mm
0.8/0.9 mm
TR-1/2/3
-do-
1.80
1.90

As far as business with Japan is concerned, exporters say that they are able to do some patchy business at almost unchanged prices and that demand is not much. Some business has been done in F/C sheep leather 6/9 sq. ft. ABC Suede and REJ Suede at around JY 230 and 140 per sq. ft. respectively.

Quotations of exporters are as follows

F/C sheep leather

4/6 sq. ft. All Suede JY 230 and 6/9 sq. ft. All Suede JY 240 per sq. ft.
4/6 sq. ft. LDT Suede JY 175 and 6/9 sq. ft. LDT Suede JY 190 per sq. ft.
 4/6 sq. ft. REJ Suede JY 140 and 6/9 sq. ft. REJ Suede JY 145 per sq. ft.

S/C goat upper leather

5/7 sq. ft. ABC JY 220 and 7/10 sq. ft. ABC JY 250

General Feeling

Exporters of leather as well as leather products feel that the present market condition is very unfavourable, perhaps never witnessed before in the history of the leather industry and that there is immediate need for some extra incentives from the government to face this unprecedented situation.

(VMK in Indian Leather, November 2015) 

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Wednesday, October 14, 2015

Uniform Civil Code? A rejoinder to Hon'ble Law Minister Shri Sadananda Gowdaji



In the name of Allah, the beneficent, the merciful
UNIFORM CIVIL CODE?
A RELOOK AT THE PAST HAPPENINGS
V.M. Khaleelur Rahman

Hon’ble Union Law Minister Shri Sadananda Gowda has said that a uniform civic code (UCC) was the need of the hour and in national interest and a step should be taken in that direction, and added that the government would not move on the issue without the consultation and consensus, not just within the government but with all stakeholders. In this connection I would like to say the following: 

One wonders if a thousand debates which we witnessed on the Supreme Court judgment in the Shah Bano case and the Muslim women (protection of rights on divorce) Act 1986 passed in Indian Parliament after a very long and thorough arguments were not enough to conclude that Indian Muslims cannot compromise on their fundamental and Constitutional rights such as protecting their ‘more than life’ important Islamic laws which they consider rational, reasonable and divine-inspired.

As there is frequent criticism of the stand taken by Muslims on the above said judgment even after so many years of the passing of the Muslim Women Act 1986, it seems necessary to place the Muslim points of view before the people on this oft-repeated and never-ending controversy.

Unless we discuss and debate things which confront us, we cannot understand and solve them. Hence this humble attempt to make sure that in matters of faith which are of course one’s personal affairs, there should be no interference from any quarter at all. This is a ‘since qua non’ for unity and integrity of our country. Let our ancient country India remain a garden of different flowers and spread its message of unity in diversity and composite cultural heritage without any religious fanaticism so that all people, whatever their religion or faith, may live in peace and harmony. Our aim should be to make our country materially prosperous and spiritually “a shining symbol or model of peace”. 

The Supreme Court judgment, delivered on April 23, 1985, in the Shah Bano Begum case, created an unprecedented controversy in 1985 and 1986 in our country. Indian Muslims protested strongly, en masse, against it by holding rallies, meetings and processions throughout the country and expressing their views in the press. In spite of a detailed debate on this issue and passing of the historic “Muslim women (protection of rights on divorce) Act 1986”, some politicians, writers and even people connected with the judiciary, mostly non-Muslims, continue to ask even today, why the Muslims opposed the Supreme Court judgment in the Shah Bano case and criticise them. Most of the people consider it as the handiwork of Muslim clerics.

I would like to place some well known facts here for reference as this judgment will continue to be referred to in the press, if not for anything, at least for the sake of denigrating the Muslim community here and so we must remember what actually happened in the case and thereafter.

Shah Bano was married to an advocate Mohammed Ahmed Khan with a maher of Rs.3000/- They had three sons and two daughters. It seems that they lived together for about 43 years, of course with incompatibilities. She was an uneducated woman. The Rs.3000 maher fixed (which may be equivalent to quite a large amount now) and other informations indicate that they hailed from middle class families. In 1975 Shah Bano was sent out of the house. It is not clear if she occupied the house again or lived in another house of her husband or in her own house as after the judgment when the controversy erupted, a Hindu lady tenant living in the house where Shah Bano lived complained to the police and some political leaders that she was harassed by Shah Bano and her son for paying rent to Ahmed Khan who was her Land Lord.

Shah Bano filed a petition in the judicial first class magistrate’s Court at Indore under Section 125 of the Criminal Procedure Code for a maintenance of Rs.500/- per month. The pity is that under this over-adored or over-praised Section the maximum amount allowable for maintenance is only Rs.500/- The judicial proceedings were dragged on for long. Meanwhile Ahmed Khan divorced her on November 6, 1978.

Let the critics of the Muslim Personal Law note that after three years of the filing of the petition by Shah Bano, the Magistrate ordered Ahmed Khan under Section 125 Cr. P.C. to pay a monthly maintenance of a “princely sum” of Rs.25/- in 1979. Even a “panchayet” or some mediators would have done justice to her in a far more better manner. Then Shah Bano appealed to the Madhya Pradesh High Court and got it increased to Rs.179.20. Ahmed Khan approached the Supreme Court but this amount was upheld there with a judgment which hurt the feelings of the Muslim community.

Immediately after the Supreme Court judgment Maulana Asad Madani visited Tamil Nadu. A meeting was held in Vaniyambadi. He delivered his religious discourse in his inimitable style in sweet Urdu. He referred to the age-old relations of the Jamiat-ul-ulema-e-Hind and the Congress leaders, particularly during the freedom struggle of our country. He drew the attention of the people to the sacrifices made by eminent Ulema during the freedom fight and the support extended by them to Mahatma Gandhiji. It was a very inspiring speech in a highly nationalistic manner.

After the speech, an advocate of Madras High Court Mr. Mohammed Ghouse asked him what he thought of the Supreme Court judgment in the Shah Bano case. His reply was surprising to the audience there. He said that “Court kay faisalon say kya hota hai?” Wazeer-e-Azam Janab Rajiv Gandhi nay vada kya hai aur yaqeen dilaya hai ki woh Muslim Personal Law may mudakhilat naheen karayngay” ( What happens from Court judgments? Prime Minister Mr. Rajiv Gandhi has assured us that there will be no interference in the Muslim Personal Law) Then he proceeded on to other questions put to him by a few persons there.

The fact was that the then Rajya Sabha member Maulana Asad Madani and other ulema of his ilk were actually unaware of what had happened in the apex court. It was something different that he started opposing it after sometime in line with others,

It was not any Maulana or a religious leader who was responsible for the controversy, actually a right one which brought so many things before the people on the Shah Bano judgment. As far as I know, it was none other than Mr. A.G. Noorani who first came out with a thought provoking and well discussed article, published not in any religious periodical but in a popular women’s fortnightly “Femina” under the caption “Excuse me, my Lords”. He strongly criticized the manner in which the judgment was delivered, insulting Islam and re-interpreting Islamic laws without any necessity. He further opined that the judgment flouted the intent of the legislature, brushed aside the precedent and administered its gratuitous advice on a uniform civil code.

Indian Muslims are at least as human as any other religious people. All, whatever their religion or faith, are first human beings created in the same manner by God. No person on the basis of his colour, creed, nationality or any other such thing can be superior to any other person. The differences we see among the people are for the sake of identification only. The person who is dearer to God is the one whose character is good. This is what Islam teaches. How can all the Muslims together think of doing any injustice to anybody or approve any injustice?

The tone and tenor of the Supreme Court judgment irritated the Muslims most. It made them feel alien in their own country and directly and indirectly insulted their religion and national identity so much that they actually revolted against it. The minority Muslim community finding itself in a dilemma over the outbursts of remarks made by the Chief Justice of the Supreme Court Mr. Y.V. Chandrachud sought a suitable remedy by a democratic process. They did not indulge in any hooliganism in blatant violations of the rule of law or the Constitution as was done on December 6, 1992 when the historic Babri Masjid was “martyred” in the presence of the entire world in a brutal manner. They as law abiding citizens of this country knocked at the door of Parliament for justice. They were right and hence got justice in the manner they wanted.

Indian Muslims, no doubt, felt that the divorce of Shah Bano of Indore by her advocate husband in her old age was unfortunate as divorce, according to Prophet Mohammed (sal-am) was “permissible only as a last resort” and that “kingdom of God trembles when it is pronounced”. In the holy Quran and traditions of the Prophet there are many guide-lines for this undesirable act. There are also no two opinions about the “triple divorce” on one sitting being a practice of the days of ignorance (ayyamul jahiliyya). The holy Quran has given in clear terms the method and a system for honourable separation of the couple if unfortunately it becomes inevitable.

Islamic scholars always preach about the undesirability of divorce. Perhaps because of their attempts divorce like polygamy is less prevalent among Muslims. But unfortunately it seems to be on the increase now. It is time for the community to gear up its preaching machinery and make people realise that compromises and adjustments are necessary for a happy married life.

There are different countries in the world, where people belonging to Christianity, Islam, Hinduism and other faiths live. The laws of every country differ from those of any other country, to whichever religion it may belong. The same laws are not in force even in those countries where religion is just the same one. It is just the question of how a religious group or people or any other group want them. It is actually a democratic and fundamental right of people who have laws of their choice. If anybody thinks that only a common civil code should be in force or be made applicable to all in a country like India where different religious people live in considerable numbers, it is a wrong notion, detrimental to national interests and also integrity. Things like Sati, child marriage, caste outrages, etc. are of course in a different category for which sanction cannot be given on religious or customary grounds. In the same way the dowry system among Muslims which is responsible for many evils should be discouraged in all possible ways.

If law alone can rectify the society and if there is any example of any people eradicating evils in any country only by enacting laws in a particular way, one can consider it. But the facts are different. Various laws, totally different in nature, have been helpful to the people in the world. Sometimes laws have been ineffective also as in our own country, the laws on matters like dowry, polygamy, family planning, etc. could not bring the desired results and are considered to be failures. One is not in a position to say with confidence what laws should be enacted in a multi-lingual, multi-racial and multi-religious country like India.

There is the dire necessity of giving every religious community a feeling of “at home” in our country, which is possible only by following the well chalked out philosophy of unity in diversity. Any attempt for “uniformity” in laws relating to personal affairs of different religious communities can be rightly considered as an attempt of interference in their personal laws and denial of the fundamental rights guaranteed in the Constitution. What is more important is national unity and integrity, and not necessarily the uniformity. Let the Indian garden be more beautiful with its colourful flowers of different attractive shades. Actually Indian strength is in its composite culture. That is why the great founding fathers of our Constitution have drafted it in a manner agreeable to all. If any changes are necessary in any personal law, they should come from within that community in accordance with its traditional and religious ethos.

The great pious Islamic scholars and highly respected personality Maulana Abul Hasan Ali Nadwai, the supremo of the Muslim Personal Law Board and other members of the Board were responsible for representing the Muslim community to the late Prime Minister Mr. Rajiv Gandhi and getting the Muslim Women (protection of rights on divorce) Act 1986 passed in Parliament.

When the Muslim Women Act was passed in Parliament, the Maulana made it clear that there should be no victory processions or any other such sort of jubilation.

Many legal experts including an unorthodox and liberal minded senior advocate of Madras High Court Mr. Habeebullah Badsha have appreciated the Act. Mr. Badsha says: “though the Supreme Court judgment was supposed to have been a boon for Muslim women, the majority of the Muslim women criticized it. As a result of this unexpected unity and sentiments of outrage expressed by Muslims, the Parliament passed the Muslim Women (protection of rights on divorce) Act. There was an uproar against this Act and the government was criticized for having yielded to the so called fundamentalists among the Muslims. Time has however proved that the Act has proved more beneficial to Muslim women than Section 125 of the Criminal Procedure Code, because Courts have been awarding heavy amounts of compensation to divorced Muslim women. This relief is not available under Section 125 of the Cr. P.C.”

Tamil Nadu Muslims also joined the national mainstream in extending their support, not blindly but based on reason and rationality, to the Muslim Personal Law Board. Many meetings and seminars were held and great Islamic scholars and eminent legal experts like Dr. Tahir Mahmood were invited to address them.

The Tamil Nadu Muslim Graduates Association was in the forefront in ascertaining the Muslim points of view on the subject. A seminar organized by it on “The Rights of Muslim Women” was well attended and highly successful. The papers presented mostly by Muslim women in different walks of life highlighted the undeniable fact that Islam provides enough safe-guards for women.

Mrs. Muthahirunnisa was in the lime light. Not only she took part in various gatherings, but also brought out a book, of course, after sometime, on the importance of Islam.

When the Muslim delegation under the leadership of Maulana Abul Hasan Nadwi sahib approached Mr. Rajiv Gandhi and apprised him of the feelings of the Indian Muslims who constitute at least 15% of the Indian population with a rich national and religious heritage, spread among different linguistic and cultural groups, contributing for the betterment of our country in every field of activity and expressed what actually had happened in the Supreme Court and what they wanted as a remedy, he was convinced, because of his unbiased thinking capacity and promised to do justice to the Muslim community. He fulfilled his promise like an honest and forthright gentleman, which he definitely was.

We frequently come across remarks made by some people criticizing the Muslim Women’s Act 1986 and asking why monthly maintenance is opposed by Muslims. One wonders how can a rational divorced woman demand or accept any “pittance” (maintenance) from her former husband who has already divorced her, particularly when one of the humiliating conditions for giving maintenance is that a divorcee who receives maintenance from her former husband is expected to go to bed with him if he so desires. This is something, to say the least, most undesirable and cannot be tolerated by any respectable woman. It is also against Islamic norms and perhaps against any other religious or social codes.

It is also note-worthy that Shah Bano appealed to the Supreme Court that the verdict be withdrawn because it amounted to interference in the Muslim personal law. There is also reason to believe that the “kanyadan” system of marriage among Hindus is responsible for the thinking that monthly maintenance should be given to the divorced woman by her former husband. In the Muslim society even after marriage a girl’s relations with her parents and other relatives are not severed but remains intact as it was before her marriage.

Islam undoubtedly provides enough safe-guards for all including women who enjoy an exalted status in Islam. Only Islam has given an enviable social and dignified position and rights to women.

My question to all those who still harp on the importance of the Shah Bano judgment and consider the Muslim Women Act as a setback to Muslim women even though it has paid rich dividends is: What was it that Shah Bano got from Section 125 Cr. P.C. after a long legal battle of about 10 years and what is it that a Muslim divorcee cannot get under the provisions of the Muslim Women Act 1986?


The Chief Justice of India, Mr. K. G. Balakrishnan said rightly sometime ago that a uniform civil code is a highly sensitive issue in our country where people belonging to different castes, races and communities live and explained it in detail saying that “it took thirty years for Britishers to implement the Indian penal code after its codification in the beginning of 1830”. It is really welcome and appreciable. I feel that his opinion should have pleased the minorities here particularly Muslims and Christians.

In a plural society like India only plural laws can give a strong feeling of nationality. Ours is a country of people belonging to different faiths and cultures and of course they must have the laws of their respective choice. The different personal laws in vogue now should continue to exist for the purpose of unity and solidarity of the country. If a uniform civil code is imposed on the unwilling minorities, it will not only be of no use, but also weaken our country. The best way is to make the different personal laws uniform as much as possible. There is no attempt in this respect by any quarter just because the uncalled for obiter dicta of the Supreme Court is being exploited by communal parties to their selfish political ends and the Muslim intellectuals who have the interest of the community and country at heart have lost their grounds for reforms of the Muslim personal law in the midst of rampant communal atmosphere.

There is an urgent need for creating a right atmosphere in the country where people can feel free to think and decide their issues. Moreover there is mention of a uniform civil code in the Directive Principles of the Constitution and not of a common civil code. It is well known that the Hindu laws are not the same everywhere in the country. The tribals also enjoy their own laws and they continue to receive support from all politicians. As the first step let the Hindu laws be made uniform.

This writer asked many ulemas about this issue. They say in so many words that they cannot oppose a uniform civil code if it is within the framework of the Islamic laws but there is no possibility of this and hence their opposition. It is wrong to say that Muslims oppose a uniform civil code. They only oppose any imposition of unwanted laws on them because they feel and rightly so that Islam provides better laws which are not only for them but for all human beings of all times. On the contrary the laws found in the Indian personal laws are not perfect.
The Muslims should consider that the Holy Quran has given excellent laws about marriage, divorce, inheritance etc. which are indeed far better than the modern laws and so they should adopt them in spirit and letter.

A majority of Muslims oppose the unilateral and instant triple divorce system and prefer the rational Quranic laws. The Ulema (Islamic scholars) belonging to the Ahle-hadees school of thought simply consider this system un-Islamic and invalid. All other Ulema also consider the instant triple system an act of the days of ignorance (Ayyamul Jahiliyya) but “occured” if it is practised even though it is not an approved system in the light of the holy Quran and Ahadees. All Ulema say that divorce should only be as the last resort and there should not be any hasty decision. There are many books written on this subject. Moreover almost all Muslim intellectuals, including Justice V. Khalid, former judge of the Supreme court, disapprove this system and consider it un-Islamic.

Islam provides laws for all situations and it is our inability to make use of them properly. And it is this inability of ours which often lands us in trouble. If Muslims follow the Islamic laws in spirit and letter, not only they will be benefited, but even people belonging to other faiths will come forward to follow them because of their fairness.

The Muslim Personal Law should continue to be in existence in our country and of course we can and we should make necessary changes in it as time demands in the light of the holy Quran and Ahadees. Islam provides laws meant for all times. We fail to grasp and implement them.